View Loan Rates
Vehicle Loans
Effective April 1, 2024
| Loan Type (APR*) | 36 MOS | 60 MOS**** | 72 MOS**** |
|---|---|---|---|
| Auto & Motorcycle* Loans** New (2023 - 2022) Used (2023 - 2019) Used (2018 - 2017) Used (2016 and Older) |
5.24% 5.49% 6.04% 7.09% |
5.74% 5.99% 6.26% 7.89% |
5.99% 6.24% 7.49% N/A |
| Recreational Vehicles** New (2023 - 2022) Used (2023 and older) |
8.75% 10.25% |
9.25% 10.70% |
10.25% 11.00% |
Personal Loans
Effective April 1, 2024
| Loan Type | APR* |
|---|---|
| Unsecured Loans** | As low as 12.74% |
Credit Cards
Effective April 1, 2024
| Loan Type | APR* |
|---|---|
| MasterCard Rewards Card $25 Annual Fee, 25 Day Grace Period |
As low as 16.99% |
| MasterCard Platinum Card No Annual Fee, 25 Day Grace Period |
As low as 14.00% |
| Cash Secured Card No Annual Fee, 25 Day Grace Period |
As low as 14.50% |
Home Loans
Effective April 1, 2024
| Loan Type | |
|---|---|
| Mortgage Loans (up to 30 year fixed) |
Please contact Ladana Inkman for an interest rate quote: 469-774-2020 or email: linkman@swbc.com |
Cash Secured Loans
Effective April 1, 2024
| Loan Type | APR* |
|---|---|
| Cash Secured Loans Savings Secured Loan |
3.30% above pledged shares |
| Certificate (CD) Secured Loan | 2.30% above pledged certificate |
*APR = Annual Percentage Rate – Rates subject to change without notice.
**Rates include discount for automatic payment. Collateral subject to approval. Rates based on creditworthiness.
***For motorcycles, add 1.00% to the base auto loan rate.
****Payment Example: New auto loan of $20,000 for 60 months at 5.24% APR will have a monthly payment of $380
Payment Example: New auto loan of $30,000 for 72 months at 5.49% APR will have a monthly payment of $490