Take your credit card perks around the world

Earn rewards points on each purchase and enjoy a 25-day grace period.

Benefits You'll Love

  • Rates as low as 16.99% APR*
  • Accommodating 25-day grace period
  • Enjoy purchasing that pays with rewards points
  • Conveniently apply online within minutes

Charges incurred by use of the MasterCard® card are due on receipt of the account statement.

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly dividends earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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2. Loan Details
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3. Lease Details
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total dividends earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Auto & Motorcycle Loans

Loan Type 36 Month APR 60 Month APR 72 Month APR
New (2024 - 2023) 5.24% 5.74% 5.99%
Used (2024 - 2020) 5.49% 5.99% 6.24%
Used (2019 - 2018) 6.04% 6.29% 7.49%
Used (2017 and older) 7.09% 7.89% N/A

Rates include discount for automatic payment. Collateral subject to approval. Rates based on creditworthiness.

For motorcycles, add 1.00% to the base auto loan rate.

Payment Example: New auto loan of $20,000 for 60 months at 5.24% APR will have a monthly payment of $380.
Payment Example: New auto loan of $30,000 for 72 months at 5.49% APR will have a monthly payment of $490

Cash Secured Loans

Loan Type APR
Savings Secured Loan 3.30% above pledged shares
Certificate (CD) Secured Loan 2.30% above pledged certificate

CD/Share Certificates

Term Minimum Balance Dividend Rate APY
6 Month
12 Month
15 Month
18 Month
24 Month
36 Month
48 Month
60 Month
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
3.93%
4.07%
4.17%
4.41%
4.07%
3.59%
3.35%
2.96%
4.00%
4.15%
4.25%
4.50%
4.15%
3.65%
3.40%
3.00%
Jumbo Certificates
6 Month
12 Month
15 Month
18 Month
24 Month
36 Month
48 Month
60 Month

$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00

4.02%
4.17%
4.27%
4.51%
4.17%
3.69%
3.45%
3.06%

4.10%
4.25%
4.35%
4.60%
4.25%
3.75%
3.50%
3.10%
Youth Account Certificates
6 Month
12 Month
24 Month

$500.00
$500.00
$500.00

3.93%
4.17%
4.17%

4.00%
4.25%
4.25%

Dividends will be compounded and credited quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends.

After your certificate is opened, the dividend rate is fixed for the term.

Certificates may have a penalty imposed for early withdrawal.

Credit Cards

Loan Type APR
MasterCard Rewards Card
$25 Annual Fee, 25 Day Grace Period
As low as 16.99%
MasterCard Platinum Card
No Annual Fee, 25 Day Grace Period
As low as 14.00%
Cash Secured Card
No Annual Fee, 25 Day Grace Period
As low as 14.50%

Deposit Accounts

Account Type Minimum Opening Deposit Minimum Balance to Earn Dividend Rate APY
Prime Checking
$1,000.00

$25.00

$1000.00

0.20%

0.20%

Home Loans

Please contact Ladana Inkman for an interest rate quote: 469-774-2020 or email: [email protected]

IRA Certificates

Term Minimum Balance Dividend Rate APY
6 Month
12 Month
24 Month
36 Month
48 Month
60 Month
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
3.93%
4.07%
4.07%
3.59%
3.35%
2.96%
4.00%
4.15%
4.15%
3.65%
3.40%
3.00%
Jumbo Certificates
6 Month
12 Month
24 Month
36 Month
48 Month
60 Month

$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00

4.02%
4.17%
4.17%
3.69%
3.45%
3.06%

4.10%
4.25%
4.25%
3.75%
3.50%
3.10%

Dividends will be compounded and credited quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends.

After your certificate is opened, the dividend rate is fixed for the term.

Certificates may have a penalty imposed for early withdrawal.

Kasasa Cash*

Balance Rate APY
$5 - $25,000 4.89% 5.00%
$25,000+ 0.76% 5.00% to 0.76%
All balances if qualifications not met 0.06% 0.06%

Minimum deposit of $25.00 required to open Kasasa Cash account.

Qualifications

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit or ACH payment transaction post and settle
  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Enroll and log into online banking

Kasasa Saver*

Balance Rate APY
$5 - $25,000 0.85% 0.85%
$25,000+ 0.75% 0.85% to 0.75%
All balances if qualifications not met 0.06% 0.06%

Qualifications

To earn your rewards, just do the following transactions and activities in your Kasasa account during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit or ACH payment transaction post and settle
  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Enroll and log into online banking

Personal Loans

Loan Type APR
Unsecured Loans As low as 12.74%

Rates include discount for automatic payment. Collateral subject to approval. Rates based on creditworthiness.

Recreational Vehicles

Loan Type 36 Month APR 60 Month APR 72 Month APR
New (2024 - 2023) 8.75% 9.25% 10.25%
Used (2024 and older) 10.25% 10.70% 11.00%

Rates include discount for automatic payment. Collateral subject to approval. Rates based on creditworthiness.

Savings Accounts

Account Type Minimum Opening Deposit Minimum Balance to Earn Dividend Rate APY
Savings Account
$5.00-24,999.99
$25,000 & over

$5.00
$5.00

$5.00
$5.00

0.10%
0.10%

0.10%
0.10%
Christmas Club
$5.00-24,999.99
$25,000 & over

$5.00
$5.00

-
-

0.50%
0.50%

0.50%
0.50%
IRA Savings
$5.00-24,999.99
$25,000 & over

-
-

-
-

0.10%
0.10%

0.10%
0.10%
Money Market
$2,500-24,999.99
$25,000 & over

$2,500.00
$2,500.00

$2,500.00
$25,000.00

0.15%
0.20%

0.15%
0.20%

Dividends will be compounded and will be credited monthly. Average Daily Balance.