APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of {{ dynamic-date }}. Fees may reduce earnings. Rates subject to change without notice.

Kasasa Cash* Learn More

Balance Rate APY
$5 - $25,000 4.89% 5.00%
$25,000+ 0.76% 5.00% to 0.76%
All balances if qualifications not met 0.06% 0.06%

Minimum deposit of $25.00 required to open Kasasa Cash account.

Qualifications

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit or ACH payment transaction post and settle
  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Enroll and log into online banking

Kasasa Saver* Back to Top Learn More

Balance Rate APY
$5 - $25,000 0.85% 0.85%
$25,000+ 0.75% 0.85% to 0.75%
All balances if qualifications not met 0.06% 0.06%

Qualifications

To earn your rewards, just do the following transactions and activities in your Kasasa account during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit or ACH payment transaction post and settle
  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Enroll and log into online banking

Deposit Accounts Back to Top

Account Type Minimum Opening Deposit Minimum Balance to Earn Dividend Rate APY
Prime Checking
$1,000.00

$25.00

$1000.00

0.20%

0.20%

Savings Accounts Back to Top

Account Type Minimum Opening Deposit Minimum Balance to Earn Dividend Rate APY
Savings Account
$5.00-24,999.99
$25,000 & over

$5.00
$5.00

$5.00
$5.00

0.10%
0.10%

0.10%
0.10%
Christmas Club
$5.00-24,999.99
$25,000 & over

$5.00
$5.00

-
-

0.50%
0.50%

0.50%
0.50%
IRA Savings
$5.00-24,999.99
$25,000 & over

-
-

-
-

0.10%
0.10%

0.10%
0.10%
Money Market
$2,500-24,999.99
$25,000 & over

$2,500.00
$2,500.00

$2,500.00
$25,000.00

0.15%
0.20%

0.15%
0.20%

Dividends will be compounded and will be credited monthly. Average Daily Balance.

CD/Share Certificates Back to Top Learn More

Term Minimum Balance Dividend Rate APY
6 Month
12 Month
15 Month
18 Month
24 Month
36 Month
48 Month
60 Month
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
3.93%
4.07%
4.17%
4.41%
4.07%
3.59%
3.35%
2.96%
4.00%
4.15%
4.25%
4.50%
4.15%
3.65%
3.40%
3.00%
Jumbo Certificates
6 Month
12 Month
15 Month
18 Month
24 Month
36 Month
48 Month
60 Month

$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00

4.02%
4.17%
4.27%
4.51%
4.17%
3.69%
3.45%
3.06%

4.10%
4.25%
4.35%
4.60%
4.25%
3.75%
3.50%
3.10%
Youth Account Certificates
6 Month
12 Month
24 Month

$500.00
$500.00
$500.00

3.93%
4.17%
4.17%

4.00%
4.25%
4.25%

Dividends will be compounded and credited quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends.

After your certificate is opened, the dividend rate is fixed for the term.

Certificates may have a penalty imposed for early withdrawal.

IRA Certificates Back to Top Learn More

Term Minimum Balance Dividend Rate APY
6 Month
12 Month
24 Month
36 Month
48 Month
60 Month
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
3.93%
4.07%
4.07%
3.59%
3.35%
2.96%
4.00%
4.15%
4.15%
3.65%
3.40%
3.00%
Jumbo Certificates
6 Month
12 Month
24 Month
36 Month
48 Month
60 Month

$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00

4.02%
4.17%
4.17%
3.69%
3.45%
3.06%

4.10%
4.25%
4.25%
3.75%
3.50%
3.10%

Dividends will be compounded and credited quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends.

After your certificate is opened, the dividend rate is fixed for the term.

Certificates may have a penalty imposed for early withdrawal.

Auto & Motorcycle Loans Back to Top Learn More

Loan Type 36 Month APR 60 Month APR 72 Month APR
New (2024 - 2023) 5.24% 5.74% 5.99%
Used (2024 - 2020) 5.49% 5.99% 6.24%
Used (2019 - 2018) 6.04% 6.29% 7.49%
Used (2017 and older) 7.09% 7.89% N/A

Rates include discount for automatic payment. Collateral subject to approval. Rates based on creditworthiness.

For motorcycles, add 1.00% to the base auto loan rate.

Payment Example: New auto loan of $20,000 for 60 months at 5.24% APR will have a monthly payment of $380.
Payment Example: New auto loan of $30,000 for 72 months at 5.49% APR will have a monthly payment of $490

Recreational Vehicles Back to Top

Loan Type 36 Month APR 60 Month APR 72 Month APR
New (2024 - 2023) 8.75% 9.25% 10.25%
Used (2024 and older) 10.25% 10.70% 11.00%

Rates include discount for automatic payment. Collateral subject to approval. Rates based on creditworthiness.

Personal Loans Back to Top Learn More

Loan Type APR
Unsecured Loans As low as 12.74%

Rates include discount for automatic payment. Collateral subject to approval. Rates based on creditworthiness.

Credit Cards Back to Top

Loan Type APR
MasterCard Rewards Card
$25 Annual Fee, 25 Day Grace Period
As low as 16.49%
MasterCard Platinum Card
No Annual Fee, 25 Day Grace Period
As low as 13.50%
Cash Secured Card
No Annual Fee, 25 Day Grace Period
As low as 14.00%

Home Loans Back to Top Learn More

Please contact Ladana Inkman for an interest rate quote: 469-774-2020 or email: [email protected]

Cash Secured Loans Back to Top Learn More

Loan Type APR
Savings Secured Loan 3.30% above pledged shares
Certificate (CD) Secured Loan 2.30% above pledged certificate