Deposit Rates

Savings Rates

Effective November 1, 2022

Account TypeMinimum Opening DepositMinimum Balance to EarnDividend RateAPY*
Dividends will be compounded and will be credited monthly. Average Daily Balance.
Savings Account
$5.00-24,999.99
$25,000 & over

$5.00
$5.00

$5.00
$5.00

0.10%
0.10%

0.10%
0.10%
Christmas Club
$5.00-24,999.99
$25,000 & over

$5.00
$5.00

-
-

0.50%
0.50%

0.50%
0.50%
Prime Checking
$1,000.00

$25.00

$1000.00

0.20%

0.20%
IRA Savings
$5.00-24,999.99
$25,000 & over

-
-

-
-

0.10%
0.10%

0.10%
0.10%
Money Market
$2,500-24,999.99
$25,000 & over

$2,500.00
$2,500.00

$2,500.00
$25,000.00

0.15%
0.20%

0.15%
0.20%
For additional information regarding the above accounts, please refer to the Truth-In-Savings Disclosure.

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Kasasa Accounts

Effective December 1, 2022

Account NameRatesAPY* 
Kasasa Saver
$5.00 - $25,000
Over $25,000
Non-Qualified Rate

0.85%
0.75%
0.06%

0.85%
0.75%
0.06%
Kasasa Cash
$5.00 - $25,000
Over $25,000
Non-Qualified Rate

4.89%
0.76%
0.06%

5.00%
0.76%
0.06%
Minimum deposit of $25.00 required to open Kasasa Cash account. For additional information regarding the above accounts, please refer to the Kasasa Reward Account page.

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IRA Certificates

Effective February 1, 2022

TermMinimum BalanceDividend RateAPY*
Dividends will be compounded and credited quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends.

6 Month
12 Month
24 Month
36 Month
48 Month
60 Month

$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00

3.93%
4.31%
4.31%
3.83%
3.35%
2.96%

4.00%
4.40%
4.40%
3.90%
3.40%
3.00%

Jumbo Certificates
6 Month
12 Month
24 Month
36 Month
48 Month
60 Month


$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00


4.02%
4.41%
4.41%
3.93%
3.45%
3.06%


4.10%
4.50%
4.50%
4.00%
3.50%
3.10%

After your certificate is opened, the dividend rate is fixed for the term.

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CD/Share Certificates

Effective March 5, 2024

TermMinimum BalanceDividend RateAPY*
Dividends will be compounded and credited quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends.

6 Month
12 Month
15 Month
18 Month
24 Month
36 Month
48 Month
60 Month

$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00

3.93%
4.31%
4.41%
4.64%
4.31%
3.83%
3.35%
2.96%

4.00%
4.40%
4.50%
4.75%
4.40%
3.90%
3.40%
3.00%

Jumbo Certificates
6 Month
12 Month
15 Month
18 Month
24 Month
36 Month
48 Month
60 Month


$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00


4.02%
4.41%
4.51%
4.73%
4.41%
3.93%
3.45%
3.06%


4.10%
4.50%
4.60%
4.85%
4.50%
4.00%
3.50%
3.10%

Youth Account Certificates
6 Month
12 Month
24 Month

$500.00
$500.00
$500.00

3.93%
4.31%
4.31%

4.00%
4.40%
4.40%
After your certificate is opened, the dividend rate is fixed for the term.

**Promotional Rate does not apply to IRA CDs and is for New Money Only.

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*APY = Annual Percentage Yield. Annual Percentage Yield is accurate as of February 1, 2023. Rates and other terms may change at any time without prior notice. Certificates may have a penalty imposed for early withdrawal. Activity fees may reduce earnings on the account. See the Truth-N-Savings Disclosure for more information.