Deposit Rates

Savings Rates

Account TypeMinimum Opening Deposit Minimum Balance to EarnDividend RateAPY*
Dividends will be compounded and will be credited monthly. Average Daily Balance.
Savings Account
$5.00-24,999.99
$25,000 & over

$5.00
$5.00

$5.00
$5.00

0.20%
0.30%

0.20%
0.30%
Christmas Club
$5.00-24,999.99
$25,000 & over

$5.00
$5.00

-
-

0.75%
1.00%

0.75%
1.00%
Prime Checking
$1,000.00

$25.00

$1000.00

0.30%

0.30%
IRA Savings
$5.00-24,999.99
$25,000 & over

-
-

-
-

0.40%
0.65%

0.40%
0.65%
Money Market
$2,500-24,999.99
$25,000 & over

$2,500.00
$2,500.00

$2,500.00
$25,000.00

0.25%
0.35%

0.25%
0.35%
For additional information regarding the above accounts, please refer to the Truth-In-Savings Disclosure.

 

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Kasasa Accounts

Account NameRates   APY* 
Kasasa Saver
$5.00 - $25,000 
$25,000 & over     

0.50%
0.25%
 
0.50%
0.25%
Kasasa Cash
$5.00 - $25,000 
$25,000 & over
Non-Qualified

2.96%
0.25%
0.05%

3.00%
0.25%
0.05%
Minimum deposit of $25.00 required to open Kasasa Cash account.  For additional information regarding the above accounts, please refer to the Kasasa Reward Account page.

 

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IRA Certificates

TermMinimum Balance   Dividend Rate  APY*
Dividends will be compounded and credited quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends.

6 Month
12 Month
24 Month
36 Month
48 Month
60 Month

$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00

0.45%
0.60%
0.90%
1.35%
1.55%
2.05%

0.45%
0.60%
0.90%
1.36%
1.56%
2.07%

Jumbo Certificates
6 Month
12 Month
24 Month
36 Month
48 Month
60 Month


$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00


0.60%
0.80%
1.05%
1.40%
1.65%
2.15%


0.60%
0.80%
1.06%
1.41%
1.66%
2.17%

After your certificate is opened, the dividend rate is fixed for the term.

 

CD/Share Certificates

TermMinimum BalanceDividend RateAPY*
Dividends will be compounded and credited quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends.

6 Month
12 Month
15 Month**
24 Month
36 Month
48 Month
60 Month

$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00

0.40%
0.55%
1.95%
0.85%
1.30%
1.50%
2.00%

0.40%
0.55%
1.97%

0.85%
1.31%
1.51%
2.02%

Jumbo Certificates
6 Month
12 Month
15 Month**
24 Month
36 Month
48 Month
60 Month


$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00


0.55%
0.75%
2.20%
1.00%
1.35%
1.60%
2.10%


0.55%
0.75%
2.22%
1.00%
1.36%
1.61%
2.12%

Youth Account Certificates
6 Month
12 Month
24 Month

$500.00
$500.00
$500.00

0.35%
0.50%
0.80%

0.35%
0.50%
0.80%
After your certificate is opened, the dividend rate is fixed for the term.

 ** Promotional Rate. Does not apply to IRA CDs.

 

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*APY = Annual Percentage Yield. Annual Percentage Yield is accurate as of September 15, 2019. Rates and other terms may change at any time without prior notice. Certificates may have a penalty imposed for early withdrawal. Activity fees may reduce earnings on the account. See the Truth-N-Savings Disclosure for more information.