Deposit Rates

Savings Rates

Effective September 1, 2022

Account TypeMinimum Opening DepositMinimum Balance to EarnDividend RateAPY*
Dividends will be compounded and will be credited monthly. Average Daily Balance.
Savings Account
$5.00-24,999.99
$25,000 & over

$5.00
$5.00

$5.00
$5.00

0.10%
0.10%

0.10%
0.10%
Christmas Club
$5.00-24,999.99
$25,000 & over

$5.00
$5.00

-
-

0.50%
0.50%

0.50%
0.50%
Prime Checking
$1,000.00

$25.00

$1000.00

0.20%

0.20%
IRA Savings
$5.00-24,999.99
$25,000 & over

-
-

-
-

0.10%
0.10%

0.10%
0.10%
Money Market
$2,500-24,999.99
$25,000 & over

$2,500.00
$2,500.00

$2,500.00
$25,000.00

0.15%
0.20%

0.15%
0.20%
For additional information regarding the above accounts, please refer to the Truth-In-Savings Disclosure.

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Kasasa Accounts

Effective September 1, 2022

Account NameRatesAPY* 
Kasasa Saver
$5.00 - $25,000
Over $25,000
Non-Qualified Rate

0.30%
0.20%
0.06%

0.30%
0.20%
0.06%
Kasasa Cash
$5.00 - $25,000
Over $25,000
Non-Qualified Rate

1.98%
0.20%
0.06%

2.00%
0.20%
0.06%
Minimum deposit of $25.00 required to open Kasasa Cash account. For additional information regarding the above accounts, please refer to the Kasasa Reward Account page.

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IRA Certificates

Effective September 1, 2022

TermMinimum BalanceDividend RateAPY*
Dividends will be compounded and credited quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends.

6 Month
12 Month
24 Month
36 Month
48 Month
60 Month

$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00

1.20%
1.30%
1.55%
2.00%
2.10%
2.20%

1.21%
1.31%
1.56%
2.02%
2.12%
2.22%

Jumbo Certificates
6 Month
12 Month
24 Month
36 Month
48 Month
60 Month


$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00


1.30%
1.40%
1.65%
2.10%
2.20%
2.30%


1.31%
1.41%
1.66%
2.12%
2.22%
2.32%

After your certificate is opened, the dividend rate is fixed for the term.

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CD/Share Certificates

Effective September 1, 2022

TermMinimum BalanceDividend RateAPY*
Dividends will be compounded and credited quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends.

6 Month
12 Month
15 Month**
24 Month
36 Month
48 Month
60 Month

$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00

1.20%
1.30%
1.30%
1.55%
1.85%
1.95%
2.05%

1.21%
1.31%
1.31%

1.56%
1.87%
1.97%
2.07%

Jumbo Certificates
6 Month
12 Month
15 Month**
24 Month
36 Month
48 Month
60 Month


$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00


1.30%
1.40%
1.40%
1.65%
1.95%
2.05%
2.15%


1.31%
1.41%
1.41%
1.66%
1.97%
2.07%
2.17%

Youth Account Certificates
6 Month
12 Month
24 Month

$500.00
$500.00
$500.00

1.20%
1.30%
1.55%

1.21%
1.31%
1.56%
After your certificate is opened, the dividend rate is fixed for the term.

 ** Promotional Rate. Does not apply to IRA CDs.

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*APY = Annual Percentage Yield. Annual Percentage Yield is accurate as of September 1, 2022. Rates and other terms may change at any time without prior notice. Certificates may have a penalty imposed for early withdrawal. Activity fees may reduce earnings on the account. See the Truth-N-Savings Disclosure for more information.