Deposit Rates
Savings Rates
Effective November 1, 2022
| Account Type | Minimum Opening Deposit | Minimum Balance to Earn | Dividend Rate | APY* | |||||
|---|---|---|---|---|---|---|---|---|---|
| Dividends will be compounded and will be credited monthly. Average Daily Balance. | |||||||||
| Savings Account $5.00-24,999.99 $25,000 & over |
$5.00 $5.00 |
$5.00 $5.00 |
0.10% 0.10% |
0.10% 0.10% |
|||||
| Christmas Club $5.00-24,999.99 $25,000 & over |
$5.00 $5.00 |
- - |
0.50% 0.50% |
0.50% 0.50% |
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| Prime Checking $1,000.00 |
$25.00 |
$1000.00 |
0.20% |
0.20% |
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| IRA Savings $5.00-24,999.99 $25,000 & over |
- - |
- - |
0.10% 0.10% |
0.10% 0.10% |
|||||
| Money Market $2,500-24,999.99 $25,000 & over |
$2,500.00 $2,500.00 |
$2,500.00 $25,000.00 |
0.15% 0.20% |
0.15% 0.20% |
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| For additional information regarding the above accounts, please refer to the Truth-In-Savings Disclosure. | |||||||||
Kasasa Accounts
Effective December 1, 2022
| Account Name | Rates | APY* | |
|---|---|---|---|
| Kasasa Saver $5.00 - $25,000 Over $25,000 Non-Qualified Rate |
0.85% 0.75% 0.06% |
0.85% 0.75% 0.06% |
|
| Kasasa Cash $5.00 - $25,000 Over $25,000 Non-Qualified Rate |
2.96% 0.76% 0.06% |
3.00% 0.76% 0.06% |
|
| Minimum deposit of $25.00 required to open Kasasa Cash account. For additional information regarding the above accounts, please refer to the Kasasa Reward Account page. | |||
IRA Certificates
Effective February 1, 2022
| Term | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| Dividends will be compounded and credited quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends. | |||
|
6 Month |
$1,000.00 |
3.93% |
4.00% |
|
Jumbo Certificates |
|
|
|
| After your certificate is opened, the dividend rate is fixed for the term. | |||
CD/Share Certificates
Effective February 1, 2023
| Term | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| Dividends will be compounded and credited quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends. | |||
|
6 Month |
$1,000.00 |
3.93% |
4.00% |
|
Jumbo Certificates |
|
|
|
| Youth Account Certificates 6 Month 12 Month 24 Month |
$500.00 $500.00 $500.00 |
3.93% 4.31% 4.31% |
4.00% 4.40% 4.40% |
| After your certificate is opened, the dividend rate is fixed for the term. | |||
**Promotional Rate does not apply to IRA CDs and is for New Money Only.
*APY = Annual Percentage Yield. Annual Percentage Yield is accurate as of February 1, 2023. Rates and other terms may change at any time without prior notice. Certificates may have a penalty imposed for early withdrawal. Activity fees may reduce earnings on the account. See the Truth-N-Savings Disclosure for more information.