Deposit Rates

Savings Rates

Account TypeMinimum Opening Deposit Minimum Balance to EarnDividend RateAPY*
Dividends will be compounded and will be credited monthly. Average Daily Balance.
Savings Account
$5.00-24,999.99
$25,000 & over

$5.00
$5.00

$5.00
$5.00

0.05%
0.10%

0.05%
0.10%
Christmas Club
$5.00-24,999.99
$25,000 & over

$5.00
$5.00

-
-

0.50%
0.50%

0.50%
0.50%
Prime Checking
$1,000.00

$25.00

$1000.00

0.20%

0.20%
IRA Savings
$5.00-24,999.99
$25,000 & over

-
-

-
-

0.05%
0.10%

0.05%
0.10%
Money Market
$2,500-24,999.99
$25,000 & over

$2,500.00
$2,500.00

$2,500.00
$25,000.00

0.15%
0.25%

0.15%
0.25%
For additional information regarding the above accounts, please refer to the Truth-In-Savings Disclosure.

 

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Kasasa Accounts

Account NameRates   APY* 
Kasasa Saver
$5.00 - $25,000 
$25,000 & over     

0.50%
0.25%
 
0.50%
0.25%
Kasasa Cash
$5.00 - $25,000 
$25,000 & over
Non-Qualified

1.98%
0.25%
0.05%

2.00%
0.25%
0.05%
Minimum deposit of $25.00 required to open Kasasa Cash account.  For additional information regarding the above accounts, please refer to the Kasasa Reward Account page.

 

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IRA Certificates

TermMinimum Balance   Dividend Rate  APY*
Dividends will be compounded and credited quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends.

6 Month
12 Month
24 Month
36 Month
48 Month
60 Month

$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00

0.15%
0.25%
0.50%
0.85%
0.95%
1.05%

0.15%
0.25%
0.50%
0.85%
0.95%
1.06%

Jumbo Certificates
6 Month
12 Month
24 Month
36 Month
48 Month
60 Month


$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00


0.25%
0.35%
0.60%
0.95%
1.05%
1.15%


0.25%
0.35%
0.60%
0.96%
1.06%
1.16%

After your certificate is opened, the dividend rate is fixed for the term.

 

CD/Share Certificates

TermMinimum BalanceDividend RateAPY*
Dividends will be compounded and credited quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends.

6 Month
12 Month
15 Month**
24 Month
36 Month
48 Month
60 Month

$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00

0.15%
0.25%
0.70%
0.50%
0.85%
0.95%
1.05%

0.15%
0.25%
0.70%

0.50%
0.86%
0.96%
1.06%

Jumbo Certificates
6 Month
12 Month
15 Month**
24 Month
36 Month
48 Month
60 Month


$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00
$75,000.00


0.25%
0.35%
0.95%
0.60%
0.95%
1.05%
1.15%


0.25%
0.35%
0.96%
0.60%
0.96%
1.06%
1.16%

Youth Account Certificates
6 Month
12 Month
24 Month

$500.00
$500.00
$500.00

0.15%
0.30%
0.60%

0.15%
0.30%
0.60%
After your certificate is opened, the dividend rate is fixed for the term.

 ** Promotional Rate. Does not apply to IRA CDs.

 

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*APY = Annual Percentage Yield. Annual Percentage Yield is accurate as of March 1, 2020. Rates and other terms may change at any time without prior notice. Certificates may have a penalty imposed for early withdrawal. Activity fees may reduce earnings on the account. See the Truth-N-Savings Disclosure for more information.