View Loan Rates
Vehicle Loans
Effective May 1, 2022
| Loan Type (APR*) | 36 MOS | 60 MOS**** | 72 MOS**** |
|---|---|---|---|
| Auto** and Motorcycle*** Loans New (2022 - 2021) Used (2022 - 2018) Used (2017 - 2016) Used (2015 and Older) |
2.29% 2.74% 3.29% 4.34% |
2.74% 3.09% 3.39% 5.00% |
2.49% 2.74% 4.00% N/A |
| Recreational Vehicles** New (2022 - 2021) Used (2022 and older) |
6.25% 7.75% |
6.75% 8.20% |
7.75% 8.50% |
Personal Loans
Effective May 1, 2022
| Loan Type | APR* |
|---|---|
| Unsecured Loans** | As low as 8.30% |
Credit Cards
Effective May 1, 2022
| Loan Type | APR* |
|---|---|
| MasterCard Rewards Card $25 Annual Fee, 25 Day Grace Period |
As low as 12.49% |
| MasterCard Platinum Card No Annual Fee, 25 Day Grace Period |
As low as 9.50% |
| Cash Secured Card No Annual Fee, 25 Day Grace Period |
As low as 10.00% |
Home Loans
Effective May 1, 2022
| Loan Type | |
|---|---|
| Mortgage Loans (up to 30 year fixed) |
Please contact Ladana Inkman for an interest rate quote: 469-774-2020 or email: linkman@swbc.com |
Cash Secured Loans
Effective May 1, 2022
| Loan Type | APR* |
|---|---|
| Cash Secured Loans Savings Secured Loan |
3.30% above pledged shares |
| Certificate (CD) Secured Loan | 2.30% above pledged certificate |
*APR = Annual Percentage Rate – Rates subject to change without notice.
**Rates include discount for automatic payment. Where applicable, collateral subject to approval. Rates based on creditworthiness.
***For motorcycles, add 1.00% to the base auto loan rate.
****Payment Example: New auto loan of $20,000 for 60 months at 2.44% APR will have a monthly payment of $357
Payment Example: New auto loan of $30,000 for 72 months at 2.19% APR will have a monthly payment of $449